Home loans are the best source of funding when one wishes to buy their dream home. Considering the prices of properties touching the skies, it is evident that the money required is huge. Being a secured loan, the applicants can avail a bigger loan amount without much hassle. But the main hindrance begins when one […]
Availing credit cards is easier but when it comes to the management of the same, people tend to lose control and start feeling the burden. Higher rate of interest charged on the credit cards is one of the reasons why people tend to default. The compounding interest rate results in increasing your debts. One option […]
Metro cities have an edge over other remote cities and villages of the country. They boast of better education and career prospects, medical treatments, infrastructure, amenities and other facilities which makes the living here more comfortable. As every good thing comes with a cost, likewise living in the metro cities like Delhi, Chennai, Mumbai and […]
Finance Minister Nirmala Sitharaman unleashed the union budget for the financial year 2020-2021 which revolved around three core ideas viz. economic development, aspirational India and caring society. The finance budget 2020 also had new income tax rates which are optional and the individual taxpayer can opt for the one which is most suitable and convenient […]
The government is leaving no stone unturned to promote young entrepreneurs. From launching new schemes to programs, the government is pushing them so they can grow and achieve success. Programs like Startup India Action Plan offers an excellent platform for the innovation laden young business proposals to manifest into successful businesses. While big businesses build […]
The eligibility criteria of personal loans depend a lot on one’s employment. Salaried employees are preferred by the lenders as they have a regular income which assures the lenders of timely repayments. The lender also takes your employer into consideration. Bigger private sector firms and MNCs have an edge over the smaller unknown firms. Government […]
Loan against property also referred to as the mortgage loan is different from a home loan. Herein, the borrower keeps any of his property as collateral and seeks a loan against it. The property in question can either be commercial, residential or industrial. Though the lenders don’t hold many jurisdictions in how the borrower will […]
The right time to begin preparing your business is NOW. A business is like a child who needs nurturing so that it can blossom, grow and expand to heights. And this requires a lot of dedication, patience, perseverance, planning and research. Businesses don’t flourish overnight. It takes hard work and smart preparation so that business […]
A home loan is a long term commitment between the lender and the borrower. The relationship goes for the loan tenure which is usually around 20-30 years. Paying monthly instalments and interest for such a long tenure can be burdensome. Home loan for salaried is easier to procure in comparison to home loan for self-employed […]
To aid small startup businesses financially, the government of India launched the ‘Startup India’ scheme on January 16, 2017. The scheme was flagged off by PM Narendra Modi. A startup is a new term which is taking over the business sector these days. When a single person or a group of persons come with some […]
